Addressing one’s mortality can be sobering. Pre-planning provides a way to move beyond anxiety towards clear, thoughtful decision-making. It is sensible for families to have a plan in place both emotionally and financially. When the time comes, your loved ones will experience the assurance of knowing each wish and final request is fulfilled appropriately.
What is Pre-Planning?
Pre-planning is making Cemetery and Funeral Arrangements in advance of the time of need.
The act of Pre-Planning is a gift of freedom from worry, both emotional and financial. When done right, it offers clarity and assurance for the planner and gives peace-of-mind to loved ones.
The following are the typical steps involved in Pre-Planning:
1. Select Cemetery Property
2. Address the Cemetery Committal Service
3. Choose a Bronze Memorial Marker
4. Outline Funeral Service Arrangements
• • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • • •
Families and friends in the midst of the stress and sorrow of loss are in no position to make difficult personal, emotional and financial decisions. Pre-planning eliminates these emotional and financial burden from those you love.
Pre-planning always results in more confident, more rational decisions being made.
Once a plan is in place and funded, the prices are locked-in (frozen) at their current levels. This means that your pre-arrangement are NEVER subject to any applicable price increases in the future.
Pre-Planning allows comfortable, affordable, payments to be spread out over time WITH NO INTEREST. Whereas, time-of-need planning always requires payments for goods and services to be made in full.
Pre-Planning allows each of us to express our final wishes. With a plan in place, loved ones do not have to ‘guess’ about what we may have wanted.
It is VERY important to finalize pre-need arrangements before enrolling in the Illinois Medicaid program. There are substantial exceptions to the current Illinois Medicaid asset limits that allow many families to preserve their wealth before spending down.
How to Pre-Plan?